Benefits of Having Good Health Insurance

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These days, many people are considering ways that they can optimize their health in order to lead a more productive, positive life. If this is the case for you, it’s important to know that purchasing health insurance is one of the best ways to be proactive about your objective. There are a wide range of benefits that result from attaining great health insurance. Learn more about them by reading our quick reference guide.

What Do Health Insurance Plans Cover?

A good health insurance plan should provide you with the following coverage benefits:

Maternity and newborn care
Laboratory tests
Outpatient care
Mental health treatment
Substance-abuse treatment
Prescription drugs
Pediatric services (dental and vision)
Preventive services (like mammograms and immunizations)
Rehabilitation services
Hospitalization
Emergency services

Benefits of Having Health Insurance

To get a better understanding of why health insurance is so important and the benefits of having it, consider the following facts:

Health insurance offsets high medical expenses
Health insurance includes benefits that function as preventive mechanisms, which decrease your susceptibility to accidents and illness
You qualify for free preventive care such as screenings, check-ups, and vaccines
If you have a form of qualifying coverage such as a Marketplace plan, you will not have to pay penalties that individuals who lack coverage will

More About Preventive Care

One of the biggest benefits of having health insurance is the preventive care services you can attain. Some of them include:

Abdominal aortic aneurysm one-time screening
Alcohol misuse screening
Aspirin use for cardiovascular disease prevention
Blood pressure screening
Cholesterol screening
Colorectal cancer screening
Depression screening
Diabetes (Type 2) screening
Diet counseling
Hepatitis B screening
Hepatitis C screening
HIV screening
Immunization vaccines: Diphtheria, Hepatitis A, Hepatitis B, Herpes Zoster, Human Papillomavirus (HPV), Influenza (flu shot), Measles, Meningococcal, Mumps, Pertussis, Pneumococcal, Rubella, Tetanus, Varicella (Chickenpox)
Lung cancer screening
Obesity screening and counseling
Sexually transmitted infection (STI) prevention counseling
Syphilis screening
Tobacco use screening

Although no one plans to suffer from injury or illness, most of us will experience at least a few mishaps throughout the course of life. For this reason, it’s very important to attain health insurance so that you can maintain your economic and emotional equilibrium during trying times.